Savings and peace of mind
Medicare only covers a portion of your medical costs. Blue
Cross and Blue Shield of North Carolina® offers dependable
Medicare supplemental plans for people age 65 and older, so
you can stop worrying about the costs that Medicare doesn’t
cover. BCBSNC offers nine Blue Medicare Supplement sm
plans so you can choose one that best fits your needs and your
budget.
• Wide selection of plans
• Protection against unexpected events
Goebelt
Insurance
Services, Inc.
Where Integrity Matters
1 Based on 2006 NC Department of Insurance rate filings for leading competitors.
2 Brand Strength Measure Survey, Synovate, Inc. [2004-2006]; Harris Interactive® Brand and Reputation Practice—EquiTrend® Brand Study, Spring 200 “Financial
Services/Insurance Brands,” Table 4: www.harrisinteractive.com/news/allnewsbydate.asp?NewsID=818.
4 Rates are subject to change but you alone will not be singled out for premium increases based on your health or age. Any change in your rate will be preceded
by a 30-day notice and is guaranteed for 12 months. When you enroll you will lock in your entry age as long as you stay in the [Blue Medicare Supplement sm plan
that you chose.
Goebelt Insurance Services, Inc. and David Goebelt are an independent authorized producer/agency licensed to sell and
promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is
maintained by Goebelt Insurance Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee
of the Blue Cross and Blue Shield Association.
A local company you can trust
BCBSNC is North Carolina’s largest Medicare supplemental insurer (1), is the only
Medicare supplemental insurer based right here in North Carolina, and has more than
70 years of experience in the health care industry.
• North Carolina’s largest Medicare supplemental insurer
• Coverage from the #1 health care brand in America (2)

See the doctor YOU want
Whichever Blue Medicare Supplement SM plan you choose, you can select your own
doctor and visit any Medicare-participating hospital. In most cases, your Part A and
Part B Medicare claims and supplemental claims will be handled automatically by Blue
Cross and Blue Shield of North Carolina®. It’s that easy.
• Choice of doctors
• Easy to use, no claims to file

Value-added discounts
In addition, you’ll have access to Blue Values sm, the BCBSNC family of value-added
programs (3) at no extra cost. You’ll be eligible for discounts of up to 60% on health
related products and services, such as eyeglasses, hearing aids, and more. You can
also earn prizes for being physically active.
• Discounts on eyeglasses, hearing aids and more!
• Exclusive to BCBSNC members

Incentives for early enrollment

Lock in your entry age
There are huge advantages to enrolling in Blue Medicare Supplement sm coverage
within the first six months of enrolling in Medicare Part B. When you enroll, you lock in
your entry age forever. Rate adjustments will be made only due to medical inflation or
claims experience. (4) So, if you enroll when you’re 65, you’ll always pay the rate of a
65-year old, even when you’re 80!
• Lock in your entry age
• Predictable costs

No waiting periods
If you enroll early you may be eligible for this plan without medical underwriting and
waiting periods for pre-existing conditions. Pre-existing conditions are conditions for
which medical advice was given or treatment was recommended by or received from a
physician within six months before the effective date of coverage. If you wait until after
the deadline to enroll, you may have a waiting period for preexisting conditions.
• No medical underwriting
• No waiting periods for pre-existing conditions

Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare Supplement sm with BCBSNC if you
meet all of the following:
• You are age 65 or older or under age 65 and are eligible for Medicare by reason of
disability
(Plans A, C, and J)
• You enroll within 6 months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
(U4093, 8/07)
For beneficiaries enrolled in Medicare Part B
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David Goebelt
Authorized NC Agent
800-918-1158