Last Updated:December 2025
Welcome to Goebelt Insurance. By accessing or using our website, services, or products, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our website or services.
These terms apply to all visitors, users, and others who access or use our services. Please read them carefully before proceeding.
By using our website, you agree to the following conditions:
When you request an insurance quote or submit an application through our website, the following terms apply:
The quotes provided on our website are estimates based on the information you provide. Final pricing may vary depending on underwriting review, additional documentation, and verification of the details you submit.
Submitting a quote request or application does not guarantee that you will be approved for coverage. Insurance carriers reserve the right to accept or decline applications based on their underwriting criteria.
You are responsible for providing accurate and truthful information. Misrepresentation or omission of material facts may result in denial of claims or cancellation of your policy.
If you create an account on our website, you agree to:
We reserve the right to suspend or terminate your account if we believe you have violated these terms.
If you purchase insurance through our services, you agree to pay all applicable premiums and fees. Payment terms are determined by the insurance carrier and may include monthly, quarterly, or annual billing options.
Failure to pay premiums on time may result in cancellation of your coverage. You are responsible for any fees or charges incurred due to late or missed payments.
All content on our website, including text, images, logos, graphics, and software, is the property of Goebelt Insurance or our licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written permission.
Our website may contain links to third-party websites or services that are not owned or controlled by Goebelt Insurance. We are not responsible for the content, privacy policies, or practices of any third-party sites.
We encourage you to review the terms and privacy policies of any third-party sites you visit.
To the fullest extent permitted by law, Goebelt Insurance shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services. This includes, but is not limited to, loss of profits, data, or business opportunities.
Our total liability for any claim related to our website or services shall not exceed the amount you paid for insurance through our services in the twelve months preceding the claim.
Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not guarantee that our website will be error-free, uninterrupted, or free from viruses or other harmful components.
You agree to indemnify, defend, and hold harmless Goebelt Insurance, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our website, violation of these terms, or infringement of any third-party rights.
Any disputes arising out of or related to these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in a class action lawsuit or class-wide arbitration.
We reserve the right to modify or update these Terms and Conditions at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website or services after any changes constitutes your acceptance of the revised terms.
We reserve the right to suspend or terminate your access to our website or services at any time, with or without notice, for any reason, including but not limited to violation of these terms.
These Terms and Conditions are governed by and construed in accordance with the laws of the State of West Virginia, without regard to its conflict of law provisions.
If you have any questions or concerns about these Terms and Conditions, please contact us:
[email protected]